Build & Launch Financial Products Across Africa

Infrastructure and Compliance to help companies build, launch and Scale Financial Services Across the continent.

Empowering the most innovative companies around the globe.

Products

Product Portfolio:
Engineered for Growth

Seamlessly Integrate Banking and Payment Solutions

Infrastructure for Banking and Payments.

Tembo provides secure, fully integrated APIs that enable neobanks, fintechs, and businesses to easily launch and scale financial services across Africa. With one integration you can access a suite of features, including KYC, local payments, business accounts, individual accounts, actual and virtual cards, bill payments, and international remittances.

Move money across Borders

Domestic & Cross border Payment Rails.

Tembo revolutionizes how businesses handle payments across Africa with our secure, fully integrated local payment rails. Effortlessly manage merchant collections, bulk disbursements, and inbound remittances—all through a single platform, with one integration and one contract.

Compliance to scale across Countries

Regulatory Compliance

Tembo enabled international merchants to seamlessly accept payments from customers in Africa via Bank Transfers, Cash, Mobile Money Wallets, and Cards with fast, secure settlements in USD, EUR, GBP, or other preferred currencies.


One Partner. One API.
Multiple Countries.

Transform how your business builds and scales across Africa. One Partner for Compliance, Banking, and Payment rails.

Benefits

Make financial integration fast, seamless & reliable

Payment Collections

Get access to comprehensive payment solutions with pricing that scales with your business.

Disbursements

Handle Payouts and Disbursements to Banks and Mobile Money platforms. Integrate with our APIs or use our Payout Dashboards.

Cross-Border Payments

Send payments across borders. Handle Collections for International Merchants. Collect Local Currencies and Settle Internationally

Use Cases

Payment Collections for International merchants

Collect locally from all payment methods and settle internationally in your preferred currencies.

One contract, one API for banks, mobile money,  payment rails and local compliance for global merchants with customers across Africa.

Domestic Mobile Money Collections and Disbursement

One API to connect millions of mobile money wallets for payments and collections. 

Mainly used by betting companies, e-commerce, large enterprises and NGOs.

International Remittance Termination

One API, one account, one float to terminate international remittance into millions of bank accounts and mobile money wallets across Africa.

Ideally used by remittance companies, aggregators and payroll processors.

Business Banking

Our APIs empower businesses to manage their financial operations across Africa with enterprise-grade banking solutions. Open and operate actual bank accounts, virtual accounts, and sub-accounts tailored for B2B transactions. Ideal for Neobanks and Fintechs managing corporate clients, as well as cross-border trade facilitators handling international business payments and collections.

Consumer Banking

Seamlessly integrate retail banking features into your platform with our comprehensive APIs.